7 PHOENIX LANE, PALM COAST, FL, 32164
Active0 days on marketListed Aug 5, 2026MLS #FC320437
About this home
7 PHOENIX LANE
Seller is offering a $10,000 buyer credit to use towards buyers closing costs!!!!! This is a must see!!!! No closing costs no problem! Welcome to this beautifully maintained 3-bedroom, 2-bathroom concrete block home offering 1,819 square feet of comfortable living space on a spacious 10,018-square-foot lot in the highly desirable Pine Grove neighborhood of Palm Coast. Built in 2006, this move-in-ready residence combines quality construction, valuable recent updates, and an outstanding location. Major improvements provide peace of mind, including a new roof (2025) and new water heater (2025). The kitchen features a new refrigerator (2025), while the range, dishwasher, and garbage disposal are all in excellent condition, making this home truly move-in ready. The thoughtfully designed split-bedroom floor plan offers spacious living areas, comfortable bedrooms, and an inviting layout that is perfect for everyday living, entertaining, or simply relaxing at home. Natural light fills the interior, creating a warm and welcoming atmosphere throughout. Situated on a generous 10,018-square-foot homesite, this property offers plenty of room to enjoy Florida's outdoor lifestyle. The Pine Grove neighborhood is one of Palm Coast's most desirable residential areas, known for its attractive streets, pride of ownership, and surrounding homes that are generally higher priced than this property, creating an excellent value for the next owner. Conveniently located just minutes from shopping, grocery stores, restaurants, parks, schools, and medical facilities, you will also enjoy being only approximately 20 minutes from the beautiful beaches of Flagler County and the Atlantic Ocean. Whether you are commuting, running errands, or spending the day at the beach, this location offers the perfect balance of convenience and lifestyle. Whether you are looking for a primary residence, a seasonal getaway, or an investment opportunity, this well-maintained Palm Coast home offers exceptional value, quality construction, and important recent upgrades. Don't miss your opportunity to own this outstanding home in one of Palm Coast's most sought-after neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,819
Sqft
0.23 ac
Lot size
2
Garage
2006
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,301 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,301/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
Days on market
0 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Riebau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7 PHOENIX LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 PHOENIX LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
7 PHOENIX LANE FAQs
What would the monthly payment be for 7 PHOENIX LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,301/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7 PHOENIX LANE?+
The most recent tax bill on record (2025) was $1,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $325,000, this home is listed about 19% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7 PHOENIX LANE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Rich Goellner. MLS #FC320437.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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