143 MELODY LANE, TARPON SPRINGS, FL, 34689
Active1 days on marketListed Aug 13, 2026MLS #TB8537148
About this home
143 MELODY LANE
MOVE-IN READY 3-BEDROOM, 2-BATH HOME IN HIGHLY DESIRABLE TARPON SHORES 55+ COMMUNITY! Offering 1,150 HEATED SQ. FT., this beautifully maintained home delivers the SPACE, UPDATES, and LOW-MAINTENANCE FLORIDA LIFESTYLE you've been looking for! BEST OF ALL, THE $40,000 CO-OP OWNERSHIP SHARE (LAND INTEREST) IS INCLUDED IN THE LIST PRICE — NOT AN ADDITIONAL COST! The share may also be financed through Tarpon Shores MHP, subject to applicable terms and approval. Step inside to a LARGE, INVITING LIVING ROOM and spacious FLORIDA ROOM with a WALL-MOUNTED A/C UNIT ADDED IN 2024 for added year-round comfort. THREE GENEROUSLY SIZED BEDROOMS offer plenty of room for guests, a home office, or hobbies. The Primary Bedroom features a BEAUTIFULLY UPDATED EN-SUITE BATH with a BRAND-NEW SHOWER, PRIVATE WATER CLOSET, and a BEAUTIFUL BARN DOOR ADDED IN 2024 FOR ADDITIONAL PRIVACY. The Guest Bath also features a convenient STEP-IN SHOWER. The Kitchen includes ALL APPLIANCES, with HIGH-QUALITY LAMINATE AND TILE FLOORING throughout — AND THE FLOORS ARE SOLID! An OVERSIZED 12' x 8' SHED houses the Washer & Dryer and provides excellent additional storage. BIG-TICKET UPDATES ARE ALREADY DONE: NEW ROOF (2024), NEW PACKAGE UNIT A/C & HEAT SYSTEM (5/2024), ALL NEW DUCTWORK (2024), EXTERIOR PAINT (2024), UPDATED PRIMARY BATH WITH BRAND-NEW SHOWER, DOUBLE-PANE INSULATED WINDOWS (2012), and VAPOR BARRIER (2010), plus a painted carport and WIDENED DRIVEWAY. Even better — NOT IN A FLOOD HAZARD ZONE! Tarpon Shores is a popular RESIDENT-OWNED 55+ COMMUNITY offering a LARGE HEATED POOL, CLUBHOUSE, PICKLEBALL, bocce ball, shuffleboard, billiards, BBQ area, library, and organized activities. The LOW $326 MONTHLY FEE includes LAWN CARE, LAWN SPRAYING, WATER, SEWER, TRASH, CABLE TV, INTERNET, and the COMMUNITY INFORMATION CHANNEL. LOCATION, LOCATION, LOCATION! Enjoy the WORLD-FAMOUS TARPON SPRINGS SPONGE DOCKS, beaches, parks, boating, fishing, golf, shopping, dining, and beautiful Florida sunsets — all nearby. 3 BEDROOMS • 1,150 HEATED SQ. FT. • 2024 ROOF • 2024 A/C & HEAT • NEW DUCTWORK • UPDATED PRIMARY BATH • $40,000 OWNERSHIP SHARE INCLUDED • LOW $326 MONTHLY FEE • LOW TAXES • NO FLOOD HAZARD ZONE! This one checks the boxes — SCHEDULE YOUR PRIVATE SHOWING TODAY!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,150
Sqft
0.11 ac
Lot size
1972
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,721 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,721/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tarpon Springs actives
$161 vs $243
Days on market
1 vs 46 typical
Where $161/sqft sits among the 281 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Tarpon Shores — neighborhood snapshot
Population
349
Median age
66
Median income
$24,803
Median home value
$78,400
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
154 of 281
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 143 MELODY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$120,000
217 SEAGULL DRIVE · same community
2 bd · 2 ba · 1,080 sqft · $111/sqft · 220 DOM
Sold · Apr ’26$155,000
239 HARMONY WAY · same community
2 bd · 2 ba · 1,080 sqft · $144/sqft · 173 DOM
Sold · Aug ’26$70,000
272 NORTHGATE DRIVE · same community
2 bd · 2 ba · 1,012 sqft · $69/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Riebau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 143 MELODY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 143 MELODY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
143 MELODY LANE FAQs
What would the monthly payment be for 143 MELODY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,721/mo — principal and interest, the actual property-tax bill, the $326/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 143 MELODY LANE?+
The association fee works out to $326 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 143 MELODY LANE?+
The most recent tax bill on record (2025) was $766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 143 MELODY LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $185,000, this home is listed about 57% below the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 143 MELODY LANE?+
Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$185,000 is 44% below the TARPON SPRINGS 34689 median of $332,000, and at $161/sqft it sits under the Tarpon Springs average of $267.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Tarpon Springs market that averages 46 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Connie Dichtas. MLS #TB8537148.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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