1874 WATEROAK DRIVE W, CLEARWATER, FL, 33764
Active1 days on marketListed Aug 14, 2026MLS #TB8537735
About this home
1874 WATEROAK DRIVE W
Beautifully updated 3 bedroom / 2 bath split plan home! Gorgeous, remodeled kitchen with Brazilian quartzite counters & new cabinetry! New Tile & flat roofs in 2022. Newer A/C system in 2024 including new ductwork & air scrubber. All newer vinyl insulated windows & all interior doors throughout. Both baths fully updated. Spacious open floor plan with large living areas surrounding the beautiful, centralized kitchen. New wood plank porcelain tile flooring with 5.25" baseboards ('25)! Refinished beadboard ceilings with newer recessed lighting. Other features include: Inside utility room with washer/dryer; Paver driveway, walkway & pool deck; Vaulted screened inground pool. Newer attic insulation; New refrigerator & dishwasher ('25); newer hot water heater; Spacious living areas including a large formal dining room, living room & separate family room areas with coastal decor. Ample closet storage including entry foyer closet & linen closet in pool/guest bath. Backyard is a private retreat, & gardener's delight with planters, tropical landscaping, a large composite-wood deck & safe play area for children & pets. Western views provide beautiful sunsets over Allen's Creek. Charming front bay window,. Reinforced garage door with newer opener. Whole home kevlar/fabric hurricane shutters! Property backs to preserve area of Allen's Creek with mangroves & tropical landscaping. This home has been lovingly updated & restored with quality craftsmanship & materials. Convenient to great shopping, excellent schools, entertainment & just minutes to the sparkling Gulf Beaches. Enjoy Florida living at its best! All the work is done in this beautiful home! *See media: photos & virtual tour. *Sold "As Is, with right to inspect". Attach pre-approval for financing or proof of funds with any offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,044
Sqft
0.23 ac
Lot size
2
Garage
1976
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,362 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,362/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.2%
$/sqft vs Clearwater actives
$237 vs $224
Days on market
1 vs 54 typical
Where $237/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
232 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1874 WATEROAK DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$460,000
1870 WATEROAK DRIVE W · same community
4 bd · 2 ba · 2,017 sqft · $228/sqft · 110 DOM
Sold · May ’26$530,000
2161 WATEROAK DRIVE N · same community
4 bd · 2 ba · 2,012 sqft · $263/sqft · 57 DOM
Sold · Dec ’25$745,500
2191 WATERSIDE DRIVE · same community
4 bd · 2 ba · 1,965 sqft · $379/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sean Riebau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1874 WATEROAK DRIVE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1874 WATEROAK DRIVE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sean's phone and CRM.
Straight answers
1874 WATEROAK DRIVE W FAQs
What would the monthly payment be for 1874 WATEROAK DRIVE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,362/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1874 WATEROAK DRIVE W?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1874 WATEROAK DRIVE W?+
The most recent tax bill on record (2025) was $1,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1874 WATEROAK DRIVE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $485,000, this home is listed about 76% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1874 WATEROAK DRIVE W?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$485,000 runs 125% above the CLEARWATER 33764 median — but at 2,044 sqft it's also 61% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Clearwater market that averages 54 — if it fits, move quickly.
04Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL ESTATE FIRM OF FLORIDA, LLC · Burton Rushing. MLS #TB8537735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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